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ACCESS Guard My Credit File News
Millions Face Credit Score Hits as Student Loan Delinquencies Resurface
Personal Finances

March 28, 2025 - In a major shift affecting millions of Americans, roughly 9.7 million student loan borrowers are now seeing their delinquent loans reported to credit bureaus for the first time since the COVID-19 pandemic began. This change, which could drastically lower credit scores, comes after the end of pandemic-era protections that had temporarily shielded borrowers from the financial consequences of missed payments.

Read more...
 
23andMe Files for Bankruptcy: What Happens to Your Genetic Data Now?
In The News

March 25, 2025 - The once-celebrated consumer genetics company 23andMe has filed for Chapter 11 bankruptcy, sending shockwaves through the tech and privacy communities. Known for making at-home DNA testing mainstream, 23andMe amassed genetic data from more than 14 million customers. Now, with the company in financial freefall, critical questions arise about what will happen to its trove of biometric and personal information.

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Bank of America Warns Customers of Possible Data Breach
In The News

 

March 17, 2025 - Bank of America has alerted some customers to a potential data breach after a third-party vendor mishandled sensitive documents late last year.

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Over 10% of QR Codes Are Scams—Here’s How to Stay Safe
How to Protect Yourself

March 13, 2025 - QR codes are everywhere—on restaurant tables, parking meters, online orders, and even surprise packages that arrive at your doorstep. But experts warn that at least 10% of these codes are fraudulent, part of an alarming wave of scams that could drain your bank account before you even realize what happened.

Read more...
 
Malware-Laden Android Devices Secretly Enlist Owners in Cybercrime
Fraud Alerts

March 11, 2025 - Millions of low-cost Android devices-including streaming boxes, tablets, and car systems-are unknowingly aiding cybercriminals, according to new research. A massive malware campaign, dubbed Badbox 2.0, has turned these devices into tools for ad fraud and other online scams.

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Disney Data Breach Exposes Security Gaps in Corporate Tech Tools and Issues for Software Developers
How to Protect Yourself

February 28, 2025 - A Disney employee’s seemingly innocent download of an AI-powered tool from GitHub spiraled into a devastating breach that compromised both his personal life and the company’s internal operations. The incident highlights the growing risks of malware-laced software, as well as the vulnerabilities of workplace collaboration platforms like Slack and developer tools such as GitHub.

Read more...
 
Beware of Fake Toll Texts: A Nationwide Scam Targeting Drivers
Fraud Alerts

February 26, 2025 - A new wave of text message scams is hitting phones across the U.S., demanding payment for bogus unpaid tolls. The scheme, which has been reported in multiple states, impersonates official toll services and tricks consumers into handing over personal and financial information.

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All Gmail Users Targeted by Sophisticated AI Scam: How to Protect Yourself
Fraud Alerts

February 24, 2025 - A new, highly sophisticated scam is targeting 1.8 billion Gmail users, exploiting artificial intelligence (AI) to create convincing robocalls and phishing emails that can bypass security filters. Experts warn that this scam has the potential to cause significant financial and reputational damage to victims, making it crucial for users to be aware and take preventive measures.

Read more...
 
Elon Musk, DOGE, and the Privacy Panic: The Truth Behind the Hysteria
Federal Issues

February 19, 2025 - Over the past couple of weeks there have been a flurry of news reports regarding Elon Musk and his DOGE team being given access to the personally identifiable information (PII) of virtually everyone living in the United States. Mainstream media and Democrat politicians have been nearly catatonic over DOGE’s access to US Treasury and Social Security payment systems. And a number of lawsuits have been filed to try to stop their access. But the truth is that DOGE isn’t being given access to any information that isn’t already available to anyone who really wants it, and all of the hysterics are really pretty ridiculous.

Read more...
 
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04/02/2025 02:56:19